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Archived Posts - April 2005

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Don't Get Fooled By Traded Options - Free Software
"Make no bones about it, making money (over time) with Traded Options is a hard endeavour. And unless you're analysing your trading strategies with the use of a computer the odds of making money reduce even further. But help is available for free with some excellent option analysis software." More....
Posted in Mortgage Section
Can Offset Mortgages Save You Big Money?
"The First Direct bank reckon there's big money to be saved by mortgage holders who switch to an Offset Mortgage. The company in a recent press release states that mortgage holders could get a rate of up to 10.02% on their savings alongside keeping a slice of the £550 million that they're paying to the taxman." More....
Posted in Banking Section
Make & Save Money By Being More Organised!
"Organisation and money work well together. Just look at those who pay their bills on time and those that don't for proof. Late payment charges, extra interest and other fees soon mount up. Technology can help here. Microsoft is not known for good software but it's Money program bucks the trend. See how it can help you and it's now available for a FREE 90 day trial." More....
Posted in Stocks Section
Internet Speed Blasts Ever Higher
"It's the 40th anniversary of Moore's Law. The famous law, since proved to be absolutely correct, stated that computer processing power will double in speed every year along with halving in price. Is a similar law at work with internet speed? If so, look to invest in stocks that can benefit and offer new products and services on the back of this super-fast broadband. We think we've found just the stock." More....
Posted in Banking Section
SAVE MONEY - By Cancelling Direct Debits!
"An amazing fact was published recently. 1 in 5 UK bank customers has forgotten to cancel old Direct Debits. The average monthly payment is £53 or nearly £650 a year. Before tax this relates to nearer £1,000! Read this article to get the low-down on saving money." More....
Calling Abroad? You MUST Use This Website
"Why spend 30p+ a min calling abroad when you can do the same for just a few pence. Technology in certain cases can savagely attack costs and there's no better example of this than the website discussed in this article. No account needed and no forms, just calls anywhere in the world for a few pence a min." More....
Posted in Stocks Section
If Volker Talks - We Must Listen
"When Paul Volker the former Federal Reserve Chairman speaks we should all listen. He sees major problems ahead for the US and in turn global economies. Also John Hussman another excellent market commentator suggests the climate for stocks is now negative. Think about protecting what you've got." More....
Don't Buy Broadband Till You Surf This Site
"Beware of dodgy broadband services. Some suppliers offer great services at great prices but others are a disgrace. Don't get broadband until you've checked out the company using the excellent website discussed in this article." More....
Don't Panic - 0% Credit Card Deals Are Not Going Away
"The press has been reporting that 0% offers on Credit Cards are soon to disappear. This in our view is unlikely for three reasons. 1) People have been saying this for 2 years! 2) Competition will force them to continue. 3) There's a good chance they actually make money for the card companies!" More....
Spread Betting Firm IG Index Sets Float Price
"IG Index is set to float on 28 April, guidance price of 112p-139p. This is a great firm but the sector in general needs a shakeout. Probable bad news will hit the industry over the next 12-18 months. If so, IG's shares may get dragged lower so making them very attractive to long term bulls." More....
Crit. Illness - Problems With 'Unexpected' Price Reviews
"HSBC shocked its Critical Illness Clients, bumps premiums up to 30% higher! Financial Ombudsman asks how policies for 25 years can be increased every year. Do your homework and go for a Guaranteed Policy. More expensive short term but usually pays dividends over long. This guide tells you what to look for." More....
Posted in Banking Section
Cash ISAs - Proof We're Playing A Game
"This website has long argued that the Personal Finance world is one big game. We the consumers are on one side, the financial firms on the other. If you don't know the rules chances are the finance firms will overcharge you or sell you an inferior product. Want proof? Then read this article on Cash ISAs." More....
Save Money With New Barclays Insurance?
"Barclays Bank are making mega-waves in the insurance industry with their claims that they can save clients on average £270 on car, £145 on home and £26 on travel insurance. This looks like great news for consumers but if they raise premiums next year take your business elsewhere. " More....
Posted in Stocks Section
Higher Stockmarket Risk Than Potential Reward?
"The internet produces too much stockmarket information and too many views. But the Far East based Swiss economist /hedge fund manager Dr Marc Faber is worth paying attention to. Right now he states that stockmarkets could be on shaky foundations. If you're invested in the UK market you must read this report." More....
Posted in Misc. Section
Say NO to Rip-Off 0870 Numbers
"UK telephone numbers starting with 0870, 0871, 0844 etc are a complete rip-off. They're premium rate numbers (cheapest cost 7p min!) of which the company you call gets a cut. If you call your bank to complain, the bank will charge you! Here's how to simply fight back against the greed merchants." More....
Posted in Stocks Section
Learn Charting With These Free Tools & Software
"Charting or technical analysis within the stockmarket is everywhere. But how do you learn about it? You can go on expensive training courses which usually don't deliver or you can see what's available on the web for free." More....
How To Set Up a Tax-Free Tracker Fund
"When asked about financial spread betting, 90% of people instantly think of speculation. But what about the other 10%? Well, they've recognised that tax-free can also be a massive advantage if your outlook on the markets is more long term. And a case in point is using spread bets to set up a tax-free tracker fund on say the FTSE 100 or Dow Jones 30" More....
Get FREE Anti Spyware Help
"Microsoft finally gets something right with its excellent free Anti Spyware utility so you're strongly advised to download the software. Did you know there's a 90% chance your PC is infected with Spyware if you haven't done anything about it......." More....
How to Borrow Money at 3.9%
"The Personal Finance world for many people is a game. Learn how to play, learn the rules and you can find some outstanding deals. Case in point is how to easily borrow money at 3.9% when current UK base rates are 4.75%." More....
Posted in Mortgage Section
Mortgage Greed on Both Sides
"Bradford & Bingley has announced a 130% mortgage called the Max130. Talk about instant negative equity. The interest rate is very high as well but it might be a good deal for those on high incomes but with no savings or people who want to consolidate other personal debts. Do you own homework though." More....

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