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Archived Posts - October 2005

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Posted in Mortgage Section
Long Term Mortgages Should Definitely Be Considered
"Many mortgage holders are now considering, or at least seriously looking at longer term fixed deals. This article carries on nicely from the LearnMoney.co.uk article published last week which highlighted the research done by Morgan Stanley's chief UK economist David Miles." More....
Posted in Banking Section
7% Savings Deals Are Ending - Where To Put Your Money Now
"For many sharp and switched on savers a year is nearly up. So money they've had deposited at a great 7% interest rate with Abbey and Halifax is coming to an end. So what to do and where to put your money now?" More....
Posted in Stocks Section
Ethical Stockmarket Funds Might Be a Cynical Joke
"Money and the word 'ethical' don't mix that well. Of course what is or isn't ethical depends on your mindset. Still there's no argument that ethical funds always generally underperform the market. Comprehensively investigate this sector if you want to invest ethically." More....
How Not To Lose Money With Online Foreign Exchange - Watch The Leverage
"Online FX trading has exploded over the last 2-3 years. On the net there are many brokers offering what looks on the surface to be great deals, plenty of leverage, no commissions, free charts and great online trading platforms. But as ever we must always take a peek behind the curtain to see the strings in action." More....
Posted in Tax Help Section
Give More To Charity - Use The Generous Tax Relief On Offer
"Most people who give to charity fail to use the generous tax allowances that are on offer. Getting tax-relief is simple to set up, there are few if any forms to fill out, and it can give a real financial boost to the charity in question adding up to 22% on top of any money you pledge." More....
Posted in Mortgage Section
Value Investing In Second hand Endowment Policies? Foreigners Love Them
"With all the bad news about endowment policies over the last several years it is interesting to note that the investors are taking an interest in second-hand mortgage policies. Especially as they can yield up to 8% a year." More....
Posted in Mortgage Section
More On Those Nasty Mortgage Fees
"The Financial Service Authority (FSA) is looking at up to 5 mortgage lenders for charging excessive fees, fees which can't really be justified and are seen as nothing more than either profiteering or designed to deter customers from switching to other lenders." More....
Posted in Banking Section
Abbey's New Banking Account - It's OK But There Are Better
"One of our biggest bugbears with personal finance products is that they tend to be made with too many strings attached, and hence give the waft of trying to con potential clients. And Abbey is no different with its new bank account." More....
Posted in Stocks Section
Here's An Even Cheaper Tracker Fund
"It now appears that the Fidelity funds are not the cheapest on the market. Hargreaves Lansdown have a fund with fees of just 0.25% beating Fidelity's fees of 0.3%." More....
Posted in Banking Section
Cahoot Trumps The Savings Competition: £15,000+ Deposits
"Cahoot the internet bank has come up with a great deal for those with cash deposits of £15,000 to £100,000. The account is called Cahoot Bonus Savings Account and pays 5.25% for 6 months, 4.75% for the next 3 months and then 4.5% thereafter." More....

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